AXA

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/17541/lynn2.JPG" alt="AXA" height="199" width="152" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Providing distinctive and high quality financial advice in a crowded marketplace.</b> <br> <br>Phone: 504-524-8771 ext. 145 <br>FAX: 504-586-8248 <br>Email: <br><a href="mailto:lynn.cawthorne@axa-advisors.com">lynn.cawthorne@axa-advisors.com</a> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <span style="font-size:9pt;"> <p>Lynn joined AXA Advisors in 2001, after a career as a corporate banker and as a broker with a New York Brokerage firm. Understanding that Financial Planning is the key to providing comprehensive advice to business owners, retirees and high-net worth clients, he targets his practice to the areas of Qualified and Non-Qualified retirement plans for businesses, Retirement Planning and Pension Distribution for retirees and Wealth Management and Accumulation for high-net worth clients.</p> <p>In 2003 and 2004 Lynn was the DSF Leader for the Louisiana Branch, an honor bestowed upon high producing AXA advisors with less than (4) years of service to the organization.During the same period he was also a member of the Divisional Leader's Corp.</p> <p>Lynn is very active in local civic and community activities. He serves as Board President for Humanitas Community Development Corporation, a non-profit group which provides housing for low-income citizens in New Orleans. He's the Board President of the New Orleans Municipal Yacht Harbor Corporation and a board member of United Citizens and Neighborhoods, Inc., a non-profit group that provides needed services to local youth such as mentoring, junior golf and financial planning for teens.</p> <p>Lynn earned a B.S. degree in Business Finance from Dillard University, MBA in Management from Troy State University and certifications in General Banking and Corporate Lending from the American Institute of Banking.</p> <p>Lynn is an adjunct professor at Dillard University in New Orleans where he teaches Wealth and Risk Management. He's the father of two children, Tatyana and Tylinn.</p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> </span> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/X/TA1_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/X/TA1_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/X/TA1_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=139" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Loan Payoff</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much will it cost to pay off a loan over its lifetime?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=140" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Home Affordability</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate of the maximum amount of financing you can expect to get when you begin house hunting.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=141" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Mortgage Refinancing</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Determine whether you should consider refinancing your mortgage.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=142" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Mortgage Acceleration</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This calculator can help you determine how soon you can pay off your mortgage.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/X/TA1_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1416" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">It’s Your Home, Not Your Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Although downsizing or using a reverse mortgage to free up home equity can be appropriate for some older retirees, planning to rely on your home to fund your retirement is a corner you may not want to paint yourself into.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1395" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">What's Next for IPOs?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Only 10 companies went public on U.S. stock exchanges in the first quarter of 2008. Even if you never participate in an initial public offering, the IPO market can reveal a wealth of clues about the financial climate at home and abroad. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1404" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Take It Year by Year</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The Federal Reserve has been cutting interest rates fast and deep. Although not all consumers rates are directly affected by the cuts, they highlight turmoil in the credit markets, rising inflation, and the possibility of slower economic growth. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1407" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Estimate Your Estate</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> It is imperative to have an estate conservation strategy. Taking an inventory of your assets is a good place to start. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" valign=bottom align=center> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/rs/axa/about-us/33a_National_Initiatives.html?leftnav=4,0&email=lynn%2Ecawthorne%40axa%2Dadvisors%2Ecom&phone=504%2D524%2D8771%20ext%2E%20145&fax=504%2D585%2D8248&name=Lynn%20Cawthorne&fpurl=www%2Elynndcawthorne%2Ecom" target="_blank"> <img src="/graphics/X/axafa1.gif" border="0"></a> </td> </tr> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/X/TA1_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/X/TA1_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>September 05, 2008 @ 04:13 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>11,220.96</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 32.73</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,255.88</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 3.16</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$NDX" target="mondo"><strong>Nasdaq 100</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,768.23</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 6.55</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,242.31</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 5.48</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$RUT" target="mondo"><strong>Russell 2000</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 718.85</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.23</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$DWC" target="mondo"><strong>Wilshire 5000</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>12,702.58</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 48.70</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" valign=bottom> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/headlineList.html?feed=aptopheadlines&selectednewsfeeds=ap.top_headlinesLap.businessLap.wall_street.reportsLbusinessweek.dailybriefing.ftL&email=lynn%2Ecawthorne%40axa%2Dadvisors%2Ecom&phone=504%2D524%2D8771%20ext%2E%20145&fax=504%2D585%2D8248&name=Lynn%20Cawthorne&fpurl=www%2Elynndcawthorne%2Ecom" target="_blank"> <img src="/graphics/X/TA1TodaysNews.jpg" border="0" alt="TodaysNews"></a> </td> </tr> <tr> <td colspan="2" width="192" height="43">   <a style="font-size:9pt; font-weight: bold;" href="form.cfm?ID=116" title="Annual Review Survey" ><img src="../images/axa/periodic_review_survey.gif" alt="Annual Review Survey" style="border: none;" /></a> </td> </tr> <tr> <td colspan="2" width="192" height="43">   <a href="form.cfm?ID=117" title="Client Profile Survey" ><img src="../images/axa/clientsurvey.gif" alt="Client Profile Survey" title="Client Profile Survey" style="border: none;" /></a><br /> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/X/TA1_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/X/TA1_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr> <tr> <td width="211"> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/3p/sp/glossary.html&email=lynn%2Ecawthorne%40axa%2Dadvisors%2Ecom&phone=504%2D524%2D8771%20ext%2E%20145&fax=504%2D585%2D8248&name=Lynn%20Cawthorne&fpurl=www%2Elynndcawthorne%2Ecom" target="_blank"> <img src="/graphics/X/TA1_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/X/TA1_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> </tr><tr><td colspan="3"><br> <script LANGUAGE="JavaScript">  </script> <table align="left"> <tr> <td id="footer" class="custom"> <div align="left"> <font face="Arial, Helvetica, sans-serif" size="1"> Lynn Cawthorne is a registered representative and investment advisor representative who offers securities products and investment advisory services through AXA Advisors, LLC (212-314-4600), member <a href="http://www.finra.org/index.htm" target="_blank">FINRA</a>/<a href="http://www.SIPC.org" target="_blank">SIPC</a>, and is an agent who offers annuity and insurance products through AXA Network, LLC and/or its affiliates, including AXA Network Insurance Agency, LLC (in California) and/or AXA Network Insurance Agency of Utah, LLC (in Utah). Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly qualified. Lynn Cawthorne is licensed to transact insurance business in the following states: GA, LA, MI, TX; and is registered to offer securities in the following states: CA, LA, MS, TX; and authorized to offer investment advisory services in: CA, LA, MS, TX;. The information in this web site is not investment or securities advice and does not constitute an offer.<br><br> </font> </div> <div align="center"> <font face="Arial, Helvetica, sans-serif" size="1"> <br> Link to <a href="javascript:open_window_footer('http://www.axaonline.com/axa/general/emerald.html?url=/index.html&email=lynn%2Ecawthorne%40axa%2Dadvisors%2Ecom&phone=504%2D524%2D8771%20ext%2E%20145&fax=504%2D585%2D8248&name=Lynn%20Cawthorne&fpurl=www%2Elynndcawthorne%2Ecom');" target="_self">AXAonline.com</a> </font> </div> <div align="center"> <font face="Arial, Helvetica, sans-serif" size="1"> <br> © Emerald Publications - All Rights Reserved - Please read our <a href="javascript:open_window_footer('http://www.axaonline.com/axa/general/emerald.html?url=/rs/axa/general/50_privacy.html&email=lynn%2Ecawthorne%40axa%2Dadvisors%2Ecom&phone=504%2D524%2D8771%20ext%2E%20145&fax=504%2D585%2D8248&name=Lynn%20Cawthorne&fpurl=www%2Elynndcawthorne%2Ecom');" target="_self">Privacy Policy</a> </font> </div> </td> </tr> </table> </td></tr></table></div></body></html>